Stop guessing about
your car.
Three decisions, three verdicts. Refinance. Lease or buy. Sell or keep. Drop in your numbers, see the math, get a straight answer.
Three verdicts. Ten minutes. Real numbers.
Refinance Verdict
Plug in your current loan. We tell you if refinancing actually saves money, and how much.
Lease vs Buy Verdict
Same car, two paths. See the real total cost of each over your ownership window.
Sell or Keep Verdict
Market value, depreciation, and your loan. We tell you if now is the moment.
What we just published.
October 2026 Auto Market Report: Hold Steady Through Election Uncertainty
Buyers and sellers should wait out pre-election volatility this month, but refinancers with strong credit have a narrowing window to lock current rates.
2022 Kia Soul: Refinance the Loan or Leave It Alone
With 53 engine complaints, an open recall for engine failure and fire risk, and documented pattern of catastrophic failures, refinance now while the car still runs.
LendingTree vs LightStream for Auto Refinance (2026)
LendingTree's marketplace finds you the lowest rate across dozens of lenders, while LightStream bets you'll pay more for convenience and skip the shopping work.
Browse by decision.
Refinance and Loans
Whether a refi actually saves you money, how to shop rates without hurting your credit, and how auto lending really works.
Leasing
Money factors, residuals, lease-end plays, and whether leasing beats buying for the car you actually want.
Selling and Trade-In
What your car is really worth, when to sell, and how to get paid without getting played, private party or instant offer.
Buying Smart
Inspections, history reports, negotiation, and the math that keeps a good-looking deal from being a bad one.
Ownership and Gear
Maintenance that protects resale value, protection against expensive surprises, and the gear that actually earns its keep.
Not sure where to start?
Answer a few quick questions and we point you at the right verdict tool for your situation.